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Category: Homeowners Insurance

What to Ask When Buying an Older Home

Still Creek Insurance recently had a client buy a home that was 104 years old.  We were able to insure it, because our client knew the home's history. Here are 13 questions to ask, when buying an older home. How old is the furnace? When was the furnace last serviced? When was the electrical unit replaced? How many amps is the electric system? Is there...

Understanding Your Homeowners Coverage

Your Homeowners Declarations Page is the summary of your coverage. It is received annually and is unique to what you have selected as to the needs to cover you and/or your home from loss. The Basics – The Declarations Page makes you aware of the following basics about your policy: • Name and address of the Primary Insured (If married, you or your spouse) •...